Memo Challenge

Contribute a 1-page equity memo (educational only).

No Git required. Two ways to submit:

1. Web-only PR: Open memos/_TEMPLATE.md, copy it, create memos/TICKER_YYYY-MM-DD.md, paste & fill, click Propose changes → Create PR.
2. No PR? Use an issue: Issues → New issue → Memo submission and paste your memo; we’ll convert it.

Tips: cite 10-K/10-Q, IR, transcripts; keep it concise; include the Snapshot if possible.